WHAT IS AN E-WALLET?

An e-wallet is an electronic wallet where you can store your money digitally. Also known to be called as "digital wallet" or "virtual wallet," it often comes in the form of a mobile app or a website and provides many different ways to transact, such as:

• Paying bills
• Online shopping
• Money remittances
• Mobile load purchases
• Buying Bitcoin and other cryptocurrencies
• buying gaming pins and more!

CASHLESS. More often than not, E-wallets come in the form of a mobile app or a website. You can transact from the convenience of your mobile phone. Thus, you can do the transactions even if you are cashless! And with today's unstoppable smartphone usage, e-wallets are an even more logical alternative than actual wallets.

SECURED. Money safety is one of the most important concerns about these electronic activities.  Most reputable e-wallet providers safeguard your account information with security measures such as One-Time PINs, passwords, 2-Factor authentication and others.

Below is a list of some popular e-wallets now in the Philippines:

COINS.PH One of the most popular e-wallet in the Philippines, Coins.ph Wallet lets you access financial services from your phone even without a bank account or credit card. You can add funds to Coins.ph e-wallet with no minimum balance required, and use it for remittances, bills payment, mobile load purchases, online payments, and even digital currency purchase (such as Bitcoin, Ethereum, and XRP).

DISKARTECH DiskarTech, the only TagLish super app in the Philippines offers all-in-one online banking services. It allows users to pay bills, send money, and buy mobile load. It also let users open a savings account, get a loan and apply for an insurance.

STARPAY Starpay is another app that provides electronic money services for everyday use and convenience. Users can send money to and from different Starpay wallets, pay bills, and load-up your prepaid devices.

SHOPEEPAY ShopeePay is e-commerce Shopee's official in-app e-wallet regulated by the Bangko Sentral ng Pilipinas. This allows users to quickly and conveniently top-up mobile load, shop online, and withdraw through ShopeePay.

PAYMAYA PayMaya e-wallet allows you to do more than just paying bills, buying gaming pins, and online shopping, as you can also book flights, ticket concerts and stream music. It also has a scan-to-pay feature that can be used to scan the merchant's QR code for easier payment. PayMaya Philippines, Inc. (formerly Smart eMoney, Inc.) is the pioneer in mobile money and payments and is a subsidiary of Voyager Innovations, the digital innovations company of PLDT and Smart.

GCASH GCash is another household name for convenient electronic transactions. It enables you to pay bills, make bank transfers, send money, invest money, book movies, buy mobile load, pay with GCash QR, shop online and more! GCash is under Mynt, a fintech firm owned by Globe Telecom, Ant Financial and Ayala Corporation.

GRABPAY Originally started as a ride-hailing app, Grab now has GrabPay e-wallet. It is a virtual prepaid card that lets you go cashless through GrabPay Credits and enjoy Grab rides, GrabExpress, pay for food and shopping online and in stores (via QR code), buy mobile load and pay bills. GrabPay partners with Mastercard and is accepted worldwide.

LAZADA WALLET Lazada Wallet is the e-wallet of e-commerce site Lazada. It offers you hassle-free shopping with one click payments. Lazada Wallet lets you enjoy online shopping, mobile load top up, promotion coupon and refund. You can load the wallet up to Php50,000 via 7-Eleven, SM, MLhuillier, ECPAY, BDO, Metrobank, TrueMoney, and more!

WHAT IS DISKARTECH?

Ang DiskarTech ay isang TagLish online banking super app na kung saan pwede magbayad ng bills, magpadala ng pera, at magpa-load. Pwede na ding magbukas ng savings account, mag-loan at mag-apply ng insurance!

DiskarTech is a product of RCBC. RCBC is regulated by the Bangko Sentral ng Pilipinas.

HOW TO EARN MONEY USING DISKARTECH?

Ang DiskarTech app user ay maaaring makakuha ng incentive mula sa NegosyanTech referral program.

Instant P30.00 ang makukuha na incentive ng DiskarTech app user sa bawat successful na account verification ng mga na-refer na bagong DiskarTech app users.

Meron ding matatanggap na P10.00 na incentive ang bagong DiskarTech app users na gagamit ng NegosyanTech code sa pag-register pagkatapos ma-verify ang account nila. Lahat ng verified DiskarTech app users ay may sariling NegosyanTech code.

Get P10 when you register with DISKARTECH 
and use my referral code: AADG9682
Get P30 for every friend that signs up with your code.

WHAT IS STARPAY?

Like GCash and Paymaya, Starpay is an app that provides electronic money services for everyday use and convenience. You can send money to and from different Starpay wallets, pay bills, and load-up your prepaid devices.

HOW TO EARN CASHBACK USING GCASH?

Starpay Referral Program! For every successful referral, get P25 for you and your friend, which you can use in the Starpay app for buying load, paying bills, and much more!

1. Open your Starpay account and simply go to your Invite Friends menu where you will find your unique Referral Code.

2. Once your friends get your referral code, they simply need to put it at the REFERRAL CODE field at the bottom of Starpay's registration page and create their account.

3. Once they apply for their user level upgrade and get to Level 2, you and your friend will both get the P25 referral bonus. (Referral bonus is disbursed every Friday at 5PM. )

Get P25 when you sign up with STARPAY 
and use my referral code: 85A4EDDC 
Start referring now!!! 

WHAT IS PAYMAYA?

PayMaya is an app that gives you a virtual prepaid card for Shopping online, Booking flights and more.

It also has an e-wallet that can can help you conveniently: Pay your bills and purchases,  Send money,  Avail other money services without using cash anytime and anywhere.

There’s also a PayMaya physical card, which you can use to pay in establishments that accept credit or debit cards here and abroad.

You can link the physical card to the app so that it shares one wallet with your virtual card you can view all your transactions in-app.

HOW TO EARN CASHBACK USING PAYMAYA?

A popular way to earn cashback is thru referral. You can refer your family and friends and ask them to use your invite code. For every successful referral, you and your friends get Php50 in your PayMaya account. (Before you can avail of those perks, make sure you upgraded your PayMaya account)

Earn as much as P10,000 when you successfully refer 200 friends to PayMaya. 

Sign up now and use this invite code: 3nqt7vq
to get free Php50.

Start referring today!

WHAT IS GCASH? 

GCash is another e-wallet that enables you to Buy load, Pay bills, Send money, Pay with GCash QR, Shop online and more!

HOW TO EARN CASHBACK USING GCASH?

You can earn cashback using GCash when you refer your family and friends. Get Php 50-70 worth of freebies when your family or friend completes registration and claims their reward on the app.

1. Earn Php 50-70 worth of freebies for every completed referral.

2. Share your referral link with your friends.

3. Get them to sign up with GCash and claim their reward on the app.

4. Receive Php 50-70 the following day.

Earn as much as Php 1250 every month. Start referring today!

SIGN UP HERE AND START REFERRING NOW
Earn as much as Php 1250 every month. Start referring today!